ALERT: Be on alert for scammers who may be posing as RRCU trying to gain access to your personal information. Avoid clicking links received through unsolicited emails, text, or social media messages. Verify the legitimacy of phone calls that appear to come from RRCU before providing confidential personal information. When in doubt hang up and contact RRCU directly.
Rate and term based on credit score. Rate subject to change without notice. With Approved Credit. * Some restrictions apply to eSign.
Holiday Loans
As low as
7.90
%
APR*
Unsecured Personal Loans**
As low as
13.30
%
APR*
Money Line / Line of Credit
As low as
11.30
%
APR*
*APR=Annual Percentage Rate. Rate subject to change without notice.
**Example Only: The payment on a $2000.00 loan would be $98.00 by using the $49.00 per $1000 at a non-variable interest rate of 14.50% APR with a 24-month term and a $0 origination fee.
Multiple Payment Options
Quick Approval
Fast Funding
No Fee to Apply
Quick & Simple Process
1.
Join Us
You don’t have to be a member to apply.* If you are a member you can start your online application.
2.
Complete Online Application
Our convenient online application takes minutes and requires only a few details to get the process started.
3.
Receive Funds
Once approved, the funds will be deposited directly into your Red River account.
“I have been with RRCU for 24 years and absolutely would not change. If I had any questions or needed assistance, they have always been there for me and quickly absolved any situation. I have and would highly recommend Red River Credit Union for satisfactory service and banking. I love my Credit Union!” ★★★★★ - Ella
Credit Card Consolidation
Consolidate your credit card debt into one low interest loan and never worry about high credit card rates again.
Covering Bills
Avoid a higher interest payday loan when you get in a bind on rent, utilities, or other expenses.
Medical Bills
Medical bills can quickly add up and insurance will only cover so much, that’s where a personal loan can help.
Large Purchases
Paying for a wedding, going on vacation, or starting a business you’ll have the cash you need.
Moving Costs
With an unsecured personal loan, you don’t have to let moving expenses keep you from making your next big move.
Emergency Expenses
Whatever the emergency expense may be, a personal loan from RRCU will make sure you’re covered.
Apply now and know before you shop. It's easy to become a member and begin to take advantage of our wonderful products, services, and other member benefits.
Red River Member Service Group, LLC dba RRCU Financial Services is a wholly owned subsidiary of Red River Employees Federal Credit Union. Financial services and insurance products are available to credit union members and other consumers, but are not provided by or guaranteed by Red River Employees Federal Credit Union.
Apply before becoming a member. It's easy to become a member and begin to take advantage of our wonderful products, services, and other member benefits.
Apply before you become a member. It's easy to become a member and begin to take advantage of our wonderful products, services, and other member benefits at any time.
As part of our Digital Transformation, April 4th-7th, the following applications are temporarily unavailable:
New Membership
Add an Additional Account
Consumer Lending
Skip A Payment on Existing Loans
These applications will be back online and available by the end of the day on Monday, April 7th. We appreciate your patience as we work to improve your digital experience. Please check back Monday to begin your application.
