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  • High Yield Money Market

    Grow your savings faster with competitive rates on balances over $20,000. Current rate is 3.50% APY* for regular and business memberships.

  • Greenlight Parent Controls Now in RRCU App

    Same great FREE* Greenlight Subscription and now parents can do it all from the RRCU App! Click button for more information or login and get started today!

  • Wills & Trusts

    Estate planning made easy - create your Will or Trust online, on your own time.

  • As Little As 3% Down Payment

    RRCU offers Conventional Mortgage Loans with as little as 3% down—plus the convenience of making your mortgage payments directly with RRCU

  • Gift Cards for the Holidays

    Visit your local branch for Visa Gift Cards. No purchase fee until Dec 31st. While supplies last!

  • Holiday Loans are back!

    Shop early! Apply online,  in app, in branch or call 903-735-3149 today!

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We are here for you in all stages of life.

Find The Loan That's Right For You

Auto Loans

As low as

4.90 % APR*

Personal Loans

As low as

13.30 % APR*

Home Improvement

As low as

6.45 % APR*

New Recreational

As low as

5.95 % APR*

*APR=Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.

 

Recognized by Industry Leaders

DCUC Membership Badge

Red River Employees Federal Credit Union (RRCU) has been a member of the Defense Credit Union Council since 2026. DCUC is the trusted resource for credit unions on all military and veteran matters.

Credit Union Times Luminaries Award 2026 - Finalist

Recognized as a Credit Union Times Luminaries finalist, RRCU's Innovation in Technology award highlights our ongoing efforts to leverage technology and create meaningful improvements for members and communities.

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Home Improvement

Home improvement loans help homeowners finance renovations, repairs, and upgrades. These loans, such as personal loans, home equity loans, and lines of credit, offer flexible terms to suit various project needs and budgets. 

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Teal Advantage with Benefits

Teal Advantage is an all-inclusive checking account offering perks like loan discounts, telehealth, identity theft protection, and more. Enjoy no minimum balance, enhanced digital banking, and a low monthly fee for a comprehensive banking solution.

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Business Solutions

RRCU offers a wide range of business services to help businesses grow. We provide tailored lending (loans & lines of credit), business accounts, and extended services like payment solutions, payroll, mobile deposit, and online banking.

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Greenville branch grand opening celebration May 2023

About Us

Since 1943

Red River Credit Union has grown from a small group of Red River Army Depot employees to well over 126,913 members and a $1.607B asset size. Over the years, our vision has remained consistent, and we remain focused on serving our unique communities. Our Annual Reports chronicle our impressive history and, even though our new logo does not include Federal, we remain Federally Insured by NCUA. 

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What Our Members Are Saying

Every time I’ve entered RRCU I’ve been treated like family. They offer competitive loan rates and investment accounts as well. Love the place. - Scotty W.

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Checking & Savings Options To Meet Your Financial Needs

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You can open an additional account online.

Open Additional Account

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It's easy to become a member and begin to take advantage of our wonderful products, services, and other member benefits.

Apply for Membership

Need Home Banking Access?

Not signed up for Online Banking? Click below, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Access Home Banking

Lending Options to Meet Your Financial Needs

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Know before you shop! Use your Online Banking credentials to begin the application process.

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Not a Member Yet?

Apply now and know before you shop. It's easy to become a member and begin to take advantage of our wonderful products, services, and other member benefits.

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Access Digital Banking

Not signed up for Online Banking? Click below, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Request Access

Lending Options To Meet Your Financial Needs

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Use your Online Banking credentials to begin the application process.

Login

Not a Member Yet?

It's easy to become a member and begin to take advantage of our wonderful products, services, and other member benefits.

Apply as Non-Member

Need Home Banking Access?

Not signed up for Online Banking? Click below, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Enroll in Home Banking

Access to Home Banking

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Click below to access your Online Banking credentials to begin the application process.

Login

Not signed up?

Click below, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Apply as Non-Member

 

Red River Member Service Group, LLC dba RRCU Financial Services is a wholly owned subsidiary of Red River Employees Federal Credit Union. Financial services and insurance products are available to credit union members and other consumers, but are not provided by or guaranteed by Red River Employees Federal Credit Union.

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Lending Options To Meet Your Financial Needs

Already a Member?

Use your Online Banking credentials to begin the application process.

Login

Not a Member Yet?

Apply before becoming a member. It's easy to become a member and begin to take advantage of our wonderful products, services, and other member benefits.

Apply as Non-Member

Skip-A-Payment

Catch a break and skip your loan payment. Access Home/Mobile Banking and go to Apply. Excludes real estate and credit card payments.

Click To Skip

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Lending Options To Meet Your Financial Needs

Already a Member?

Use your Online Banking credentials to begin the application process.

Login

Not a Member Yet?

Apply before you become a member. It's easy to become a member and begin to take advantage of our wonderful products, services, and other member benefits at any time.

Apply as Non-Member

Skip-A-Payment

Catch a break and skip your loan payment. Excludes real estate and credit card payments.

Click To Skip

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

As part of our Digital Transformation, April 4th-7th, the following applications are temporarily unavailable:

  • New Membership
  • Add an Additional Account
  • Consumer Lending
  • Skip A Payment on Existing Loans

These applications will be back online and available by the end of the day on Monday, April 7th. We appreciate your patience as we work to improve your digital experience. Please check back Monday to begin your application.

Thank you for being a valued member of RRCU!   

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