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  • Shop Confidently Online with Visa

    Learn how you could win $10,000 or other cash prize.
    Shop online with your RRCU Visa® Debit Card.
    Sweepstakes by Visa.

    Learn More
  • Autobooks: Invoicing and Payment Solutions

    Send a digital invoice or share a
    secure link and get paid
    right into your RRCU account

  • Get Paid to Learn!

    300+ micro lessons. 20 Categories.
    Real Rewards! Download the app 
    and use access code RRCU.

  • 3-2-1 Rewards Points until July 31st!

    Earn 3x Rewards Point for Groceries and
    2x Rewards Points for Gas Purchases.
    Find out how to earn more points today!

  • Have Medicare Questions?

    RRCU Financial Services can
    help you get answers, understand
    your options, compare plans, and more.

    More Details

Join Today

Become a member-owner at Red River FCU for access to a full suite of financial products and services to fit your needs.

Become a Member


At Red River Credit Union, we offer a variety of loans and multiple ways to apply. We have a loan that is right for you!


Apply for your mortgage anytime, anywhere! Get started now by completing an easy online or mobile application in minutes.

Apply Now

More Services

Financial Services

Find the Loan That's Right For You

Auto Loans

As low as

3.74 % APR*

Red River Repo Vehicle

As low as

4.49 % APR*

Home Improvement

As low as

5.00 % APR*


As low as

4.49 % APR*

*APR = Annual Percentage Rate. With approved credit. Rate and term based on year model, amount financed, and credit score. Rates subject to change.

News & Events


Celebrating Independence Day

July 4, 1776, the Continental Congress declared the thirteen American colonies were united, free, and independent states. Celebrating our Independence Day, all full-service branch lobbies and drive-thrus will be CLOSED on Monday, July 4th. All RRCU Express ITMs with Express Tellers and two Texarkana Express branches (402 Walton Dr and 4401 Texas Blvd) will be OPEN.


ITM Locations

ITMs with Express Tellers are available Monday-Saturday, 7am to 7pm; just touch the screen for the teller.  ITMs are also ATMs; just insert your card. Current list of ITM locations:

University (TX)  |  Central Mall (TX)  |  Batesville (MS)  |  Trinity (AR)  |  Lakeshore (LA)  |  Atlanta (TX)  |  Hope (AR)  |  Hwy 59 (TX)  |  Fern (LA)  |  Marshall (TX)  |  Richmond Rd (TX)
Stand Alone ITM Locations: 2424 New Boston Rd (TX) and Clarksdale Express (MS)

Construction is underway at 3612 E. 9th St (AR) near Cooper Tire. Summerhill (TX) Drive-thru will begin construction July 6th.


RRCU Out and About

Want to know what we've been up to lately?
Click Here for our Photo Log.

​ICU Day Branch Participation

About Us

Since 1943, Red River Credit Union has grown from a small group of Red River Army Depot employees to well over 120,800 members. Over the years, our vision has not changed and we remain focused on serving our unique communities. Our Annual Report shows our impressive history and, even though our new logo does not include Federal, we remain Federally Insured by NCUA. 

Red River Member Service Group, LLC dba RRCU Financial Services is a wholly owned subsidiary of Red River Employees Credit Union. Financial services and insurance products are available to credit union members, but not provided by or guaranteed by Red River Employees Credit Union.


Checking & Savings Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.