Business High Yield Money Market
A Smarter Way to Grow Business Savings
Market-Responsive Earnings. Credit Union Security.
Your business works hard for every dollar. Your savings should, too.
The RRCU Business High Yield Money Market helps business members maximize earnings on operating reserves and excess cash through a competitive variable rate tied to the Wall Street Journal Prime Rate, all while keeping finds readily available when needed.
Business High Yield Money Market
$20,000 Minimum
3.50% APY*
*APY=Annual Percentage Yield. Variable rate based on Wall Street Journal Prime Rate (WSJ Prime). Dividends may be credited/compounded monthly. APY accurate as of 09/17/2026 and may change after account opening. $20,000 minimum to open and obtain APY. A penalty will be imposed for below minimum balance. Fees may reduce earnings.
High Yield Money Market Savings Account Benefits
Enjoy the earning potential of a market-responsive rate backed by the convenience and security you expect from RRCU.
 Opening Rate of 3.50% APY | Variable Rate Tied to WSJ Prime | $20,000 Minimum Opening Balance |
No Maximum balance | Federally Insured by NCUA | No Term Limit Restrictions |
The best financial institution I have ever been a customer of. I can actually say I love my credit union. When finance companies & banks told me no. Red River told me yes.” -- Tammy D.
Other Savings Accounts
Looking for different ways to save? RRCU offers a variety of savings accounts designed to fit every stage of life and financial goal, including Varsity Club Savings, Retirement Savings, Teen Savings Account Options, and more.
Compare Checking Accounts Questions? Contact Us
*APY=Annual Percentage Yield. Rate subject to change without notice.
Business High Yield Indexed Money Market FAQ
What is a High Yield Indexed Money Market Account?
A Business High Yield Indexed Money Market Account is a savings account that offers a variable interest rate tied to the Wall Street Journal Prime Rate while keeping your funds accessible.
How does the interest rate work?
The rate is variable and adjusts based on changes to the Wall Street Journal Prime Rate (WSJ Prime). This means your rate can go up or down over time.
Is my rate locked in?
No. The APY is variable and may change after the account is opened.
What is the minimum balance requirement?
A minimum balance of $20,000 is required to open and maintain the account.
Can I access my money when I need it?
Unlike a certificate, your funds are not locked into a fixed term. You maintain access to your money while earning a rate that can change with market conditions.
Is my money insured?
Yes. Deposits are federally insured by the NCUA up to applicable limits.