Teal Advantage
It's All About The Advantages!
The Teal Advantage from Red River Credit Union
Teal Advantage is the account we want and need in today's fast-paced world.
Why settle for the same old checking account that other financial institutions have? RRCU has researched, tested, and assembled an account packed with benefits most people are looking for today.
 Great Banking Features | Telehealth1 | Identity Theft Monitoring2 |
Resolution Services2 | Cell Phone Protection3 | Savvy Money |
Our Teal Advantage account is our most extensive checking account with benefits that help to keep you and your account safe and secure. Account includes:
- No Minimum Balance
- Unlimited Checks at no additional charge
(one standard order at a time) - Earn Dividends
- Instant Issue Visa Debit card (with Visa Purchase Alerts)
- Enhanced Online Banking, Mobile Banking, Bill Pay, Mobile Check Deposit, and eStatements
- Access to Rosey, RRCU’s Digital Assistant after after-hours
- Loan Relationship Pricing1
- $7 Monthly Service Fee will apply
“Great [credit union]. Very helpful via phone, online and in person. Friendly tellers and wonderful loan officers. Very easy and painless loan process.” -- Kyara P., Nashville, AR ★★★★★
Plus, with Teal Advantage you also receive the following benefits at NO ADDITIONAL COST:
| Telehealth2 |
|---|
| Access to 24/7 video or phone visits with U.S.-based board certified, licensed and credentialed doctors ready to care for you and your family. There are zero copays and no surprise bills, plus discounts on prescriptions and lab work. Telehealth covers non-emergency, urgent care for things like allergies, sinus infections, flu, strep throat, bronchitis, hypertension, rashes, acne and more. Therapists and counselors are also there to help work through all kinds of mental and behavioral health, including depression, divorce, grief, loss and addictions. (registration and activation required) |
| Identity Theft Monitoring and Resolution Services3 |
|---|
| Identity Theft Expense Reimbursement Insurance4—Receive up to $10,000 Identity Theft Expense Reimbursement Coverage for expenses associated with restoring your identity. |
| Comprehensive Identity Theft Resolution Services—Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored. |
| Identity Monitoring—Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more. (registration and activation required) |
| Dark Web Monitoring—Monitor your personal information on the dark web and receive alerts when your personal information is exposed online with our Dark Web Monitoring identity theft prevention product, also known as cyber monitoring. (registration and activation required) |
| Social Media Monitoring—Social Media Monitoring helps to protect your social media presence from threats and risks ranging from hacked accounts to online risks and reputational damage. Your social media accounts are monitored for indicators that your accounts have been taken over. When detected, you are alerted so you can take the appropriate action to protect your accounts. (registration and activation required) |
| Cell Phone Protection4 |
|---|
| Receive up to $600 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims and a maximum of $1,000 per eligible account, per twelve-month period. Covers up to four phones on a cell phone bill. (Cell phone bill must be paid using your Teal Advantage account.) |
1 Available for the account holder and their spouse/domestic partner and up to six (6) dependent children ages 2 and older. This is not insurance.
2 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.
Insurance product is not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.
* Insurance product is not insured by NCUA or any Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.