Teen Checking
Varsity Teen Account
Teen Account
Take their Varsity Savings Account to the next level. Help your teen transition into financial independence with our Varsity Teen Account. Perfect for young people 16 to 17 years old.
Want a Debit Card with a learning/gaming app to help kickstart your teen's financial journey? Try Greenlight, on us!
TEEN CHECKING ACCOUNT BENEFITS
 No Minimum Balance | No Monthly Fees | Online & Mobile Banking |
Purchase Alerts | Visa Debit Card | Earn Dividends |
One number. Seamless support.
Call 833-830-1147 from your primary phone number to:
- Activate your debit card
- Set or reset your PIN
- Report a lost or stolen card
- File a dispute
FRAUD TEXT ALERTS - If you're unsure about a message, call 833-830-1147 to speak with a debit card specialist to assist with your fraud alerts. We will never ask for your pin number. If suspicious activity is detected on your account, RRCU will text you from our Fraud Center with a simple YES or NO question. Please reply promptly. The message will include an option to opt out.
EMV* 3DS Secure Code One Time Passcode Terms and Conditions for online transactions using your Debit and Credit Card
Please read the terms and conditions linked above, and in the footer, carefully and make sure you have fully understood before using this service.
To Report a Lost or Stolen RRCU Visa Debit Card call 833-830-1147.
★★★★★ “I applied for a Checking & Savings account with RRCU because my mother, an RN who has lived in Texarkana my whole life, has been a member for years. So, I knew I could trust them with my finances. Every time I have ever had to call the branch to ask a question or service my account the representatives are truly helpful and super friendly. [...] I highly recommend RRCU for all of your banking needs. I promise you won’t regret it!!!” -- Dillon H.
Card Controls for RRCU Visa® Debit Cards
Teens, you can take control of your debit card with easy‑to‑use tools built into digital banking. Card Controls help you manage spending, reduce fraud, and use your card with confidence—anytime, anywhere.
Features include:
- Turn your card on or off if misplaced
- Report lost, stolen, or fraudulent activity and cancel your card
- Set controls per card number (each card managed separately)
- Manage where and how your card is used: In‑store, online, ATM
- Set spending limits for added protection
- Get real‑time alerts by text or email
- Enable travel notifications
- Change your debit card PIN securely
No extra apps. No extra cost. Just more control and peace of mind.
Access Debit Card Controls through Digital Banking, under the Services tab.
Varsity Teen Account FAQ's
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Do you have savings accounts for teens?
Yes! We love helping young people learn about money management and saving for the future. Our Varsity Teen Account pairs well with this savings account, and you can learn more about it here.
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How long does it take to receive my debit card after opening a checking account?
Once you open the checking account, we can instantly issue you a card at any branch with a lobby. If you open an account online, you should receive it by USPS within 3-5 business days.
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Does overdraft protection come with this checking account?
Yes. Members can opt into overdraft protection on their checking accounts. With the overdraft protection on a Varsity Teen Account, we’ll transfer funds from the teen or primary member’s savings account to cover checking charges if needed.
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What happens when we open this account and my teen turns 18?
Before the account holder turns 18, we’ll mail a letter explaining the options for converting it into another account type. If your teen doesn’t request any specific action, we’ll automatically transition it into a Basic Checking account.
Note: Sign up for eStatements before the end of the month to avoid a $5.00 monthly fee for Basic Checking.
SEE OUR OTHER CHECKING ACCOUNTS
Not sure our Teen Checking account is what you want? We have several other checking accounts designed to meet the needs of our members. See our Basic Checking, Fresh Start Checking, Teal Advantage, and more.