Have you ever driven by a piece of land or property and thought, "That would be a great place for my business?" Whether you're planning to purchase land or interested in buying or refinancing commercial real estate, we can help. Red River Credit Union Business Services offers competitive rates and fees, low terms, extraordinary service and results. 

Whether you are in the market to purchase an investment property or refinance an existing mortgage on an investment property, RRCU offers several financing options designed to help you meet your financial goals. 

When you need a quality vehicle to drive your business, look to RRCU for the loan to make it happen. We can finance any variety of autos and trucks, and we'll do it with rates and terms that can benefit your bottom line.

You're thinking efficiency, and that means the latest, greatest, money-saving equipment. Whether you want to upgrade, refinance or purchase brand new equipment, we offer competitive monthly payment options and interest rates.

In today's business world, having access to cash can be a valuable asset. Our line of credit provides you with all the options you need. Secure and Unsecure Revolving Line-of-Credit options available.  

Choose between two great Visa credit cards

Make all your purchases easy and secure, in person and online, with a new Visa^® Business Platinum or Business Rewards Credit Card from Red River Credit Union.

• Great rates—No Annual Fee—No Transaction Fee!
• You have control! Assign cards to employees and set individual spending limits, all on your schedule.
• Simplify your everyday spending on everything from business supplies to conferences … even your monthly bills. Plus, get the flexibility to pay over time.
• Receive enhanced fraud protection with your card’s embedded chip technology — plus Visa’s Zero Liability Policy1 covers you if your card is ever lost or stolen. 
• Use your card at millions of places around the corner, online and all over the world.  
• Track your purchases online so you can see them all itemized in one convenient place — whenever you want. 

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Visa^® Business Platinum Credit Card

Enjoy low rates and great terms with our credit cards. You'll love the convenience a Red River Credit Union Visa Business Platinum offer and the secure feeling that comes with a Red River Credit Union card. Whether you're planning equipment for your business, managing your finances, or building stronger credit presence, at Red River Credit Union we offer the credit card to meet your business needs.

• Introductory Rate of 4.9 % APR* for 6 Months
• NO Annual Fee
• Great Interest Rates
• Minimal Service Fees
• Visa Purchase Alerts
• Mobile Wallet (Apple Pay / Google Pay / Samsung Pay)
• Contactless
• CardSwap

*APR=Annual Percentage Rate. 4.9 % introductory rate for the first six months, with approved credit. After that, your APR will be 13.15 % to 17.90 %, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. If payment is late once or otherwise in default during the 6-month introductory-rate period, the 4.9 % introductory rate will adjust to the variable rate of 13.15 % to 17.90 % based on credit score and history, and will vary with the market based on the Prime Rate Index. Rates are subject to change without notice.

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Visa^® Business Rewards Credit Card

 

Earn the Rewards you deserve with every purchase on the Red River Credit Union Visa Platinum Rewards credit card.  You'll earn 1 Point for every dollar charged and there will be opportunities to earn even more points throughout the year. Points can be redeemed for merchandise or cash back in the form of statement credit, account deposits or charitable donations.  Also enjoy great rates and great terms with the convenience and security that comes with a Red River Credit Union card. 

• Rewards Program (1 point earned per $1 spent)
• NO Annual Fee
• Rates as low as 15.15 % APR**
• Minimal Service Fees
• Visa Purchase Alerts
• Mobile Wallet (Apple Pay / Google Pay / Samsung Pay)
• Contactless
• CardSwap

 

**APR=Annual Percentage Rate. APR will be 15.15 % to 17.90 %, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Rates are subject to change without notice.

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Card and Program Details

Credit Card Solicitation Disclosure (Printable PDF)

Credit Card Agreement (Printable PDF)

Rewards Program Frequently Asked Questions

Rewards Program Terms and Conditions

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Card Activation and PIN Reset

Credit Card Activation - Call (888)691-8661 to activate a new Credit Card anytime (24/7) from your primary* phone.
PIN NOW - Call (888)891-2435 to change your Personal Identification Number (PIN) on your Credit Card anytime (24/7) from your primary* phone.

Report a Lost or Stolen Credit Card

To place a block on your credit card during regular business hours, contact RRCU's Phone Center at (903)735-3000 or (800)822-3317. After business hours, weekends, or holidays, select Option 3 for a representative when calling the RRCU's Phone Center. Or, dial RO$EY at (903)793-3400 or (800)833-1528, choose Option 3 after your member sign-on for “Other Activities,” then Option 3 again to block the card.