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Commercial Loans
Loans to fit your business needs.

Red River Credit Union offers business loans to help your organization succeed. Our professional, experienced lending staff and local underwriters stand ready to help your business grow and succeed. Click the menu bars below to learn more about the different types of Commercial Loans we offer and contact our Commercial Services Team for a free consultation. 

Contact CommercialServices@rrcu.com for more information.

To apply for a Commercial Loan, please contact our Commercial Services Team today.

  • COMMERCIAL REAL ESTATE AND LAND

    Have you ever driven by a piece of land or property and thought, "That would be a great place for my business?" Whether you're planning to purchase land or interested in buying or refinancing commercial real estate, we can help. Red River Credit Union Business Services offers competitive rates and fees, low terms, extraordinary service and results. 

  • INVESTMENT PROPERTY

    Whether you are in the market to purchase an investment property or refinance an existing mortgage on an investment property, RRCU offers several financing options designed to help you meet your financial goals. 

  • VEHICLES

    When you need a quality vehicle to drive your business, look to RRCU for the loan to make it happen. We can finance any variety of autos and trucks, and we'll do it with rates and terms that can benefit your bottom line.

  • EQUIPMENT

    You're thinking efficiency, and that means the latest, greatest, money-saving equipment. Whether you want to upgrade, refinance or purchase brand new equipment, we offer competitive monthly payment options and interest rates.

  • LINE-OF-CREDIT

    In today's business world, having access to cash can be a valuable asset. Our line of credit provides you with all the options you need. Secure and Unsecure Revolving Line-of-Credit options available.  

  • BUSINESS CREDIT CARDS

    Choose between two great Visa credit cards

    Make all your purchases easy and secure, in person and online, with a new Visa® Business Platinum or Business Rewards Credit Card from Red River Credit Union.

    • Great ratesNo Annual Fee—No Transaction Fee!
    • You have control! Assign cards to employees and set individual spending limits, all on your schedule.
    • Simplify your everyday spending on everything from business supplies to conferences … even your monthly bills. Plus, get the flexibility to pay over time.
    • Receive enhanced fraud protection with your card’s embedded chip technology — plus Visa’s Zero Liability Policy1 covers you if your card is ever lost or stolen. 
    • Use your card at millions of places around the corner, online and all over the world.  
    • Track your purchases online so you can see them all itemized in one convenient place — whenever you want. 

    Visa® Business Platinum Credit Card

    RRCU Visa Business Platinum Credit Card

    Enjoy low rates and great terms with our credit cards. You'll love the convenience a Red River Credit Union Visa Business Platinum offer and the secure feeling that comes with a Red River Credit Union card. Whether you're planning equipment for your business, managing your finances, or building stronger credit presence, at Red River Credit Union we offer the credit card to meet your business needs.

    *APR=Annual Percentage Rate. 4.9 % introductory rate for the first six months, with approved credit. After that, your APR will be 11.15 % to 17.90 %, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. If payment is late once or otherwise in default during the 6-month introductory-rate period, the 4.9 % introductory rate will adjust to the variable rate of 11.15 % to 17.90 % based on credit score and history, and will vary with the market based on the Prime Rate Index. Rates are subject to change without notice.


    Visa® Business Rewards Credit Card

     

    RRCU Visa Business Rewards Credit Card

    Earn the Rewards you deserve with every purchase on the Red River Credit Union Visa Platinum Rewards credit card.  You'll earn 1 Point for every dollar charged and there will be opportunities to earn even more points throughout the year. Points can be redeemed for merchandise or cash back in the form of statement credit, account deposits or charitable donations.  Also enjoy great rates and great terms with the convenience and security that comes with a Red River Credit Union card. 

     

    **APR=Annual Percentage Rate. APR will be 13.15 % to 17.90 %, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Rates are subject to change without notice.


     

    Card and Program Details

    Credit Card Solicitation Disclosure (Printable PDF)

    Credit Card Agreement (Printable PDF)

    Rewards Program Frequently Asked Questions

    Rewards Program Terms and Conditions


     

    Card Activation and PIN Reset

    Credit Card Activation - Call (888)691-8661 to activate a new Credit Card anytime (24/7) from your primary* phone.
    PIN NOW - Call (888)891-2435 to change your Personal Identification Number (PIN) on your Credit Card anytime (24/7) from your primary* phone.

    Report a Lost or Stolen Credit Card

    To place a block on your credit card during regular business hours, contact RRCU's Phone Center at (903)735-3000 or (800)822-3317. After business hours, weekends, or holidays, select Option 3 for a representative when calling the RRCU's Phone Center. Or, dial RO$EY at (903)793-3400 or (800)833-1528, choose Option 3 after your member sign-on for “Other Activities,” then Option 3 again to block the card.

Checking & Savings Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.