Business Savings
Everything you need for everyday business
Business Savings Solutions
Red River Credit Union has Business Savings to allow you to grow your wealth as you grow your business.
RRCU Business Services extend to Checking options, ACH Control, Wire Transfers, Access Control, Merchant Processing, and more! For all Business account questions, contact our Business Services Team at 903-735-3000 or BusinessServices@rrcu.com.
Business Savings
Earn
Business Special Savings
Earn
Business High Yield Money Market
Earn up to
Business Savings
- Standard with all Business Memberships
- Minimum Ongoing Deposit of $5
- Earns Quarterly Dividends
- Access to Online and Mobile Banking
- Access to Rosey, RRCU’s Digital Assistant, for account support
- Optional eStatements package with Quicken® or QuickBooks® compatibility
- One-time $5 Membership Fee applies to open initial membership
Business Money Market
Consider our Business Money Market account for a higher dividend rate and easy access to funds.
- Minimum Required Balance is $2,500 (Minimum Balance Violation Fee: $5)
- Minimum Check Clearing Amount is $500
- Dividends are computed on the average daily balance and deposited at the end of each month
- Only 6 Reg D Transactions allowed per month. Transaction Violation Fee: $35
- Reg D transactions include the following:
- Checks
- Internet Transfers
- Debit Card Transactions
- Preauthorized Transfers
- Remote Transfers
- Overdraft Transfers
Business Special Savings
Business Special Purpose Account
An extra savings account is a perfect way to designate funds for a particular purpose. You'll enjoy the benefits of a regular Business Savings account, and no minimum balance is required.
- Earns Quarterly Dividends
- Tax Savings
- Payroll Savings
- Large Purchase Savings
- Rainy Day fund
- Setup auto transfers to build the balance throughout the year
Business Savings Rates
Projected Dividend Date: 12/31/2026
| Account Type | Minimum Balance | Dividend Credited/ Compounded | Dividend Rate | Annual Percent Yield |
|---|---|---|---|---|
| Business Savings ($5 Opening Balance) | $5.00 | Quarterly | 0.10% | 0.10% |
| IRA Savings ($0 Opening Balance) | $0.00 | Quarterly | 3.00% | 3.00% |
| Tax Savings ($0 Opening Balance) | $0.00 | Quarterly | 0.10% | 0.10% |
Projected Dividend Date: 10/31/2026
| Account Type | Minimum Balance | Dividend Credited/ Compounded | Dividend Rate | Annual Percent Yield |
|---|---|---|---|---|
Business Money Market ($2,500 Opening Balance) | $2,500 - $99,999.99 $100,000 - $249,999.99 $250,000 - $499,999.99 $500,000 + | Monthly | 2.60% 2.75% 2.90% 3.10% | 2.60% 2.75% 2.90% 3.10% |
| Business High Yield Money Market (Accurate as of 09/17/2026) | $20,000 | Monthly | 3.50% | 3.50% |
All rates are based on a Daily Balances.