Community Professionals
Mortgage Program for Medical, Education, and Public Safety Professionals
Mortgages for Those Who Serve Our Communities
You dedicate your career to caring for others, protecting our neighborhoods, and educating the next generation. Our Community Professionals Mortgage is designed to support you with competitive financing, flexible closing options, and a straightforward path to homeownership.
Why You’ll Love This Program
- Up to 100% financing—buy with little or no money down
- Competitive 30‑year fixed rates for eligible professionals
- Minimum 700 credit score
- Purchase transactions only
- Primary residence required
- Up to 6% in seller concessions to help cover closing costs, prepaids, or discount points
* Primary residences only. Minimum credit score of 700. Escrow for taxes and insurance is included, and multiple term options are available. All loans are subject to qualification and credit approval. Financing options are subject to change, and other restrictions may apply.
Who is Eligible?
Borrowers must be currently employed or licensed in one of the following fields:
Educators
Teachers, Professors, School Administrators, and Licensed Childcare Educators
Fire & Emergency Services
Career Firefighters, Fire Marshals, EMTs, and Paramedics
Law Enforcement
Police Officers, Sheriffs, Deputies, State Troopers, and Federal Law Enforcement
Medical Professionals
MD, DO, PA, NP, RN, LVN, Pharmacist, Dentist, and other state‑licensed practitioners
What You’ll Need
- Valid professional license and/or employment verification
- Standard income documentation (pay stubs, W‑2s, VOE)
- Credit report confirming a 700+ credit score
APPLYING FOR A COMMUNITY PROFESSIONALS MORTGAGE IS SIMPLE!
1. | Apply OnlineUse our secure online application portal to fill in your personal and financial details. | 2. | Get Pre-QualifiedWe’ll review your application. If pre-qualified, we’ll agree on a loan amount and rate. | 3. | Find a Home!After you make an offer, we'll guide you through the closing process and help you start payments. |
Get Started
Other Mortgage Options
Home Equity Loans
Home equity loans let you borrow against the value of your home to fund major expenses or consolidate debt. They offer flexible terms, competitive rates, and no maximum limit—only Texas properties require a $50,000 minimum.
VA Loans
Backed by the VA, military personnel who qualify for this loan can get affordable rates with no down payment, and closing costs are often included in the purchase price.
Mortgage Calculators
Use our handy calculators to see what purchase price and mortgage payment works best for you and your family, no matter what home loan you get.