Summer 2025 RRCU Chronicle
TAMU-T Tuition Discount, New Branch Location in DeQueen AR, and More!

Summer 2025 CEO Report
A Message from Our President & CEO
Dear Members,
I’m excited to share that RRCU has taken a major step forward in our digital transformation journey! Over the weekend of April 4th–7th, we successfully completed a core system upgrade—our first in over 40 years. This new platform brings faster transaction processing, enhanced security, and the flexibility to grow with future technology.
While the transition has gone remarkably well, as with any exciting upgrade, there have been a few brief adjustments along the way. If you’ve ever experienced a system enhancement at work, you know it takes a little time to fine-tune and fully optimize all the new capabilities.
Our team is working diligently to fine-tune processes and ensure everything runs seamlessly. We truly appreciate your patience and understanding during this period. These early adjustments are opening the door to a faster, more secure, and more seamless banking experience—one we’re confident you’ll truly enjoy.
Thank you for your continued loyalty to RRCU. We’re grateful for your support and wish you a safe, joyful, and sunshine-filled summer!
Sincerely,
Brad Bailey
President/CEO
Digital Transformation Update!
New ACH (automatic transfers) and Direct Deposit setups are even easier now. You only need your 6- or 7-Digit Account Number (aka Member Number), RRCU Routing Number (311989331), and choose Checking or Savings. See General FAQs for additional information.

TAMUT Tuition Discount - Fall Classes!
Empower Your Future with Lifelong Learning Now for Fall!
It's time to register for classes at TAMU-T! Apply today and access the TAMU-T Tuition Discount and embark on a journey of educational excellence with RRCU's support.
To qualify, RRCU members must:
- Maintain Good Standing
- Have an Active Personal Checking Account (Basic Checking, Teal Advantage, or Varsity Checking)
- Meet Either Criteria within the last 30 days:
- Receive at least $500 in direct deposits, or
- Conduct a minimum of five debit card swipes using their RRCU checking account.
By fulfilling these requirements, members unlock valuable financial support for their education at TAMU-T, reflecting RRCU's commitment to lifelong learning and academic success.
CLICK HERE For details and to Request the Discount.

New Branch in DeQueen, AR
We held our DeQueen Branch Grand Opening on June 10th for the new location.
Visit us at 117 Highway 71 N. in, DeQueen, AR and get to know our staff for all your financial needs. This new location offers drive-up ITM with Express Teller Service (Monday-Saturday, 7AM to 7PM), larger lobby and additional parking in back.

Greenlight Makes Summer Fun Easy!
The Debit Card for Kids & Teens!
Hey Parents! Try the debit card and app for kids and teens, on us!
One app, two experiences. Kids, teens, and parents log in to the same Greenlight app but have two different experiences.
Parents can send money instantly, set flexible controls, and receive real-time alerts while kids and teens monitor their balances, set their own goals, and learn how to manage their money.
Click here to join over 6 million parents and kids in choosing Greenlight!
RRCU members are eligible for the Greenlight SELECT plan at no cost when they connect their RRCU account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 4/29/2026. Offer subject to change and/or extension. The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. Card images shown are illustrative and may vary from the card you receive.

Rosey is Available 24/7!
Give, our Digital Assistant, Rosey, a call at (903)735-3000 anytime, including holidays.
Key Benefits of 24/7 Availability
- Uninterrupted Service: Access banking services anytime, beyond traditional hours.
- Enhanced Convenience: Perform tasks like checking balances, transferring funds, and account unlocks at any time.
- Immediate Assistance: Get issues resolved promptly, even outside regular business hours.
An intuitive user experience. Rosey is part of RRCU’s commitment to innovation and member service, ensuring members have the tools they need to manage their finances effectively.

Show me the Carfax
Our credit union provides a CARFAX Vehicle History Report™ to help protect our members from salvage, total loss, structural damage, lemon, and flood vehicles. Your branch representative will be happy to share a CARFAX Vehicle History Report with you.
Click here to learn more!

RRCU Awards 10 Scholarships to Outstanding Senior Students
RRCU is proud to announce the awarding of ten $1500 scholarships to outstanding high school seniors as part of its ongoing commitment to education and community support. These scholarships recognize the hard work, dedication, and achievements of local students, empowering them to pursue higher education, begin their journey into financial education and achieve their academic dreams.
Congratulations to: Brooklynne Shaw (Ford High School), Emma Campbell (Redwater High School), Jacelyn Brown (Fouke High School), Kabrean King (Arkansas High School), Kaeden Lichty (Hooks High School), Keele Youngblood (Atlanta High School), Kimberli Garica Olade (Texas High School), Noah Griffin (Pleasant Grove High School), Reece Wilson (Rivercrest High School) and Zoe Hawkins (James Bowie High School).
Each year, RRCU offers scholarships to deserving students who demonstrate excellence in academics, leadership, and community service. “I am beyond honored to receive a scholarship from RRCU. Having a credit union in my community that consistently gives back is truly meaningful. This support reinforces the importance of investing in education and the future of students like myself,” said Kabrean King, scholarship recipient. This year's recipients were selected from a competitive pool of applicants, and their achievements reflect the values of dedication, integrity, and perseverance that our credit union champions.
"We are honored to support these talented students on their educational journey," said Emily Bright, Financial Advocate at RRCU. "As they take the next step, we also encourage them to embrace financial literacy as a key to long-term success.”
The scholarship recipients will use the funds to support their college tuition and expenses as they embark on the next chapter of their academic careers. RRCU remains committed to fostering opportunities for young minds and strengthening the community through educational initiatives. Partnering schools qualify for their seniors to be able to apply by: hosting a Reality Fair, attending a Community Reality Fair and/or having a representative come to the school for classroom presentations.
For more information about RRCU and its scholarship program, please visit FinEd | Red River Credit Union or contact Emily Bright at ebright@rrcu.com.

Recap of Annual Business Meeting
Red River Employees Federal Credit Union held its 82nd Annual Meeting on Tuesday, April 15, 2025, 6:00 p.m., in the lobby of our Summerhill Road Office located at 4405 Summerhill Road, Texarkana, TX.
The election of Board Directors’ were filled by acclamation since there were no nominations submitted by petition. In accordance with the credit union bylaws, the following individuals will serve three-year terms: Annette Lynch, Mike Jones, and Robert Sheppard.
The 2024 Annual Report can be viewed and printed HERE.
On behalf of the Board of Directors, management, and staff, please accept our appreciation for your membership, as we pledge to continue this level of service to you and your families.
Commercial Services
Grow Your Business with RRCU Commercial Lending Team!
At RRCU, our experienced lending professionals and local underwriters are committed to helping your business thrive. Whether you're expanding into commercial real estate, upgrading vehicles and equipment, or managing cash flow with lines of credit and credit cards—we offer flexible loan solutions tailored to your needs.
Our commercial lending department goes beyond financing. From customized account options to merchant services, we’re here to support your business every step of the way.
With Autobooks Tap-to-Pay, you can collect customer payments in seconds—no hardware required. Plus, our Commercial Money Market Deposit Account offers competitive dividend rates to help your business savings grow.
Ready to take the next step? Contact a member of the RRCU Commercial Lending Team today. Commercialservices@rrcu.com or 903-735-3000.

Bryan DePriest leads our commercial lending team and has been an essential part of the growth and success of our commercial lending division. With over 23 years of banking experience and with 14 of those years being at RRCU, Bryan brings a wealth of knowledge and expertise to this department. Bryan and his team focus on delivering outstanding value and service to our members.

Kobey Mabry has over 13 years of experience with RRCU. Aside from commercial lending, Kobey oversees commercial deposit operations for the credit union. His multifaceted role reflects his commitment to innovation and efficiency for members and internal teams in all aspects of the credit union’s services.

With just over 10 years of banking experience, Bob Bruggeman dedicates time and effort for lasting relationships through our communities. In this role, Bob assists businesses with their financial needs, aiming to support their success.

With over 20 years of banking experience, Brandi Falting cultivates relationships with businesses and community partners in our Shreveport/Bossier City market. Home to Bossier City, Brandi spends a generous amount of time networking and volunteering.

Lance Wharton is the newest addition to the RRCU commercial lending team. With over 17 years in the financial industry, he joined Red River Credit Union because of its member centric approach to lending combined with the RRCU’s focus on teamwork and the value placed on professional and personal growth. Unlike many other financial institutions, he understands that Red River Credit Union doesn’t just claim to be member-focused—it truly lives up to that promise. As a commercial lender, he is excited to build strong personal relationships with business members, understanding their unique needs and helping them achieve their financial goals.

Ask Financial Services about Life Insurance
As we dive into the summer season, it’s the perfect time to enjoy moments with family, take a well-earned vacation, and maybe even tackle a few items on your to-do list. One item that should never be overlooked. Life insurance.
While it’s not always easy to think about, life insurance is a critical part of protecting the people you love. Whether you’re just starting a family, planning for retirement, or somewhere in between, having the right coverage in place offers peace of mind—so you can focus on enjoying life today, knowing your future is secure.
At RRCU Financial Services, we understand that life insurance isn’t one-size-fits-all. That’s why we offer personalized guidance to help you find coverage that fits your life, your goals, and your budget. From term life to permanent coverage options, we’re here to walk you through the choices and help you make informed decisions.
This summer, take a few minutes to check in on your financial well-being. Give us a call or stop by—we’d love to help you take the next step in protecting what matters most.

Community Corner
2025 Awards
We are excited about the recognition and support for RRCU and the following branch:
- Clarksdale Press Register - "Best Credit Union"
Odds and Ends
Don't Miss Out!
Please check your account information for a phone number, address, email, and other contact information, so you don't miss out on important updates and notifications. Services include RRCU Fraud Alert Notifications by text and email. USPS will not forward Debit Cards and other account-specific mail. Make sure your address is correct in our system.
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Branch Holiday Closings
- Independence Day (Friday, July 4th) all locations will be closed.
- Labor Day (Monday, September 1st) all full-service branch lobbies and drive-thru lanes will be closed. All ITMs with Express Tellers and Texarkana Express locations will be open during regular hours.
RRCU Mission Statement
Red River Employees Federal Credit Union is committed to be the premier financial partner for our members and their communities. We provide quality products and services with knowledgeable and friendly staff for all generations.
Our Vision
We are here for you in all stages of life.