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Auto Refinance Loans

Rate and Term Options to Help Your Budget

Refinance your auto loan to get better terms.

Stop feeling overwhelmed month after month with a too-high car loan payment. Red River Credit Union can help you secure a more affordable loan option for your needs. We take care of the hassle for you–you just keep on enjoying your vehicle.

Ask us about refinancing your jet ski, motorcycle, and ATV loans, too. We also refinance cars that have been previously repossessed. It only takes minutes to apply for an auto refinance loan with Red River Credit Union.

Auto refinance loans come equipped with these great features:

  • Competitive interest rates
  • Quick approval on refinance loans
  • Convenient eSign service*
  • Flexible payment terms
  • Low-cost Warranty and GAP options on qualifying loans

With Approved Credit     *Some restrictions apply.

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Should you refinance your current auto loan?

Refinancing an existing auto loan can be an excellent way to reduce what you’re paying on your vehicle. Depending on the features of the new loan you select, you may be able to reduce your interest rate, lower your monthly payment, extend your payment terms, or pay off your vehicle loan sooner.

It’s important to know if this is beneficial for you. Our loan specialists can answer all of your questions. Let us take a closer look at your existing auto loan to see if you can save money or enhance your loan in other ways.

Estimate new loan terms now

It’s easy to find out how much you can save. Use our auto loan refinancing calculator to help you understand your options. You can manipulate the features on this calculator to determine what’s right for your unique needs.

Apply for an auto refinance loan today

At Red River Credit Union, we want you to make the right decision for your finances. Our loan specialists are happy to assist you. Click to apply now:

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Lending Options To Meet Your Financial Needs

Access to Home Banking

Red River Member Service Group, LLC dba RRCU Financial Services is a wholly owned subsidiary of Red River Employees Federal Credit Union. Financial services and insurance products are available to credit union members and other consumers, but are not provided by or guaranteed by Red River Employees Federal Credit Union.

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Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

As part of our Digital Transformation, April 4th-7th, the following applications are temporarily unavailable:

  • New Membership
  • Add an Additional Account
  • Consumer Lending
  • Skip A Payment on Existing Loans

These applications will be back online and available by the end of the day on Monday, April 7th. We appreciate your patience as we work to improve your digital experience. Please check back Monday to begin your application.

Thank you for being a valued member of RRCU!   

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