Savings/Share Account Rates
It pays to save.
Red River Employees Federal Credit Union
Rates Effective: 2/01/2023
(Rates subject to change, call 903-735-3000 or 800-822-3317 for current rates)
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ACCOUNT RATES
Projected Dividend Date: 3/31/2023
Account Type Minimum Balance Dividend Credited/ Compounded Dividend Rate Annual Percent Yield Regular Savings
HSA Savings
($5 Opening Balance)$5.00 Quarterly 0.10 % 0.10 % Commercial Savings
($5 Opening Balance)$0.00 Quarterly 0.10 % 0.10 % IRA Savings
($0 Opening Balance)$0.00 Quarterly 1.50 % 1.50 % Christmas Savings
($0 Opening Balance)$0.00 Quarterly 0.10 % 0.10 % Tax Savings
($0 Opening Balance)$0.00 Quarterly 0.10 % 0.10 % Projected Dividend Date: 2/28/2023
Account Type Minimum Balance Dividend Credited/ Compounded Dividend Rate Annual Percent Yield Varsity Club, HSA Checking, Organizational, Non Profit, Sole Proprietorship, Business Checking (Checking-Ck*)
($0 Opening Balance)$0.00 Monthly 0.05 % 0.05 % MembersChoice Premier Checking
($0 Opening Balance)$0.00 Monthly 0.05 % 0.05 % Money Market
($2,500 Opening Balance)
$2,500 - $99,999.99
$100,000 - $249,999.99
$250,000+Monthly
1.75 %
2.00 %
2.25 %1.75 %
2.00 %
2.25 %Commercial Money Market
($2,500 Opening Balance)
$2,500 - $99,999.99
$100,000 - $249,999.99
$250,000 - $499,999.99
$500,000 +Monthly
1.75 %
2.00 %
2.25 %
2.50 %1.75 %
2.00 %
2.25 %
2.50 %All rates are based on a Daily Balances.
* No Longer Available as of 08/01/2016 -
IRA CERTIFICATE RATES
Minimum opening and running balance for IRA Certificates is $500 unless indicated otherwise.
Account Type
Dividends Credited/ Compounded
Monthly/ Quarterly
Dividend RateMonthly/ Quarterly
APY*12 Months
Monthly/Quarterly
3.95 %
4.02 % / 4.00 %
15 Months
Monthly
4.40 %
4.49 %
18 Months
Monthly
3.65 %
3.71 %
24 Months
Monthly/Quarterly
3.75 %
3.81 % / 3.80 %
36 Months
Monthly/Quarterly
3.00 %
3.04 % / 3.03 %
48 Months
Monthly/Quarterly
3.00 %
3.04 % / 3.03 %
60 Months
Monthly/Quarterly
3.00 %
3.04 % / 3.03 %
*APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal.
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SHARE CERTIFICATE RATES
