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Savings/Share Account Rates
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Red River Employees Federal Credit Union

Rates Effective: 3/29/2023

(Rates subject to change, call 903-735-3000 or 800-822-3317 for current rates)

ChooseTermCertificate_Feb2023

 

*APY=Annual Percentage Yield. Dividends on certificate accounts are compounded/credited monthly. Advertised APY is accurate as of 2/15/2023 for the "Choose Your Term" 7-month, 16-month, or 25-month promotional terms. Rates are subject to change at any time without notice. $500 minimum to open and obtain advertised APY on the 7-month, 16-month or 25-month term. No maximum balance limits or maximum number of certificate accounts apply. Auto-renewal option not available for “Choose Your Term” promotion. At maturity, share certificate will roll into primary share account and IRA certificate into primary IRA share account, unless otherwise instructed by the member. Certificates are subject to early withdrawal penalties. Membership and eligibility required. Terms, conditions, and penalties may apply. Fees may reduce earnings on the account. RRCU reserves the right to change or cancel the promotion at any time.

  • ACCOUNT RATES

    Projected Dividend Date: 3/31/2023

    Account Type Minimum Balance Dividend Credited/ Compounded Dividend Rate Annual Percent Yield
    Regular Savings
    HSA Savings
    ($5 Opening Balance)
    $5.00 Quarterly 0.10 % 0.10 %
    Commercial Savings
    ($5 Opening Balance)
    $0.00 Quarterly 0.10  % 0.10  %
    IRA Savings
    ($0 Opening Balance)
    $0.00 Quarterly 1.50 % 1.50 %
    Christmas Savings
    ($0 Opening Balance)
    $0.00 Quarterly 0.10 % 0.10 %
    Tax Savings
    ($0 Opening Balance)
    $0.00 Quarterly 0.10  % 0.10  %

     

     

    Projected Dividend Date: 3/31/2023

    Account Type Minimum Balance Dividend Credited/ Compounded Dividend Rate Annual Percent Yield
    Varsity Club, HSA Checking, Organizational, Non Profit, Sole Proprietorship, Business Checking (Checking-Ck*)
    ($0 Opening Balance)
    $0.00 Monthly 0.05 % 0.05 %

    MembersChoice Premier Checking
    ($0 Opening Balance)

    $0.00 Monthly 0.05 % 0.05 %

    Money Market

    ($2,500 Opening Balance)

    $2,500 - $99,999.99
    $100,000 - $249,999.99
    $250,000+

    Monthly

    2.00  %
    2.25  %
    2.50 %
    2.00  %
    2.25  %
    2.50 %

    Commercial Money Market

    ($2,500 Opening Balance)

    $2,500 - $99,999.99
    $100,000 - $249,999.99
    $250,000 - $499,999.99
    $500,000 +

    Monthly

    2.00  %
    2.25  %
    2.50  %
    2.75  %
    2.00  %
    2.25  %
    2.50  %
    2.75  %

    Open An Additional Account

    All rates are based on a Daily Balances.
    * No Longer Available as of 08/01/2016

  • IRA CERTIFICATE RATES

    Minimum opening and running balance for IRA Certificates is $500 unless indicated otherwise.

    Account Type

    Dividends Credited/ Compounded

    Monthly/ Quarterly
    Dividend Rate

    Monthly/ Quarterly
    APY*

    12 Months

    Monthly/Quarterly

    4.20 %

    4.28 % / 4.26 %

    18 Months

    Monthly

    3.65 %

    3.71 %

    24 Months

    Monthly/Quarterly

    4.45 %

    4.54 % / 4.52 %

    36 Months

    Monthly/Quarterly

    4.00 %

    4.07 % / 4.06 %

    48 Months

    Monthly/Quarterly

    4.00 %

    4.07 % / 4.06 %

    60 Months

    Monthly/Quarterly

    4.00 %

    4.07 % / 4.06 %

    7 Month Special Monthly 4.60% 4.69%
    16 Month Special Monthly 4.59% 4.69%
    25 Month Special Monthly 4.59% 4.69%

    Open An Additional Account

    *APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal.

  • SHARE CERTIFICATE RATES

    Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise.

    Account Type

    Dividends Credited/ Compounded

    Monthly/ Quarterly
    Dividend Rate

    Monthly/ Quarterly
    APY*

    6 Months

    Monthly/Quarterly

    2.75 %

    2.78 % / 2.77 %

    12 Months

    Monthly/Quarterly

    4.20 %

    4.28 % / 4.26 %

    18 Months

    Monthly

    3.65 %

    3.71 %

    24 Months

    Monthly/Quarterly

    4.45 %

    4.54 % / 4.52 %

    36 Months

    Monthly/Quarterly

    4.00 %

    4.07 % / 4.06 %

    48 Months

    Monthly/Quarterly

    4.00 %

    4.07 % / 4.06 %

    60 Months

    Monthly/Quarterly

    4.00 %

    4.07 % / 4.06 %

    7 Month Special Monthly 4.60% 4.69%
    16 Month Special Monthly 4.59% 4.69%
    25 Month Special Monthly 4.59% 4.69%

    Open An Additional Account

    *APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal. 

Checking & Savings Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.