Loan Rates
The right loan to fit your needs.
The Red River Credit Union is pleased to offer great rates on automobiles, including recreational vehicles (boats, jet skis, ATVs, and motorcycles) and repossessed vehicles with the following features:
- Quick approvals
- Convenient eSign
- Multiple payment options
- Low cost payment protection, warranty and GAP options to save you money
Rates Effective: 6/07/2023
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AUTO LOAN RATES
Loan Type
Term*
APR As Low As**
New 2023
up to 84 months
6.60 %
2022
up to 84 months
6.60 %
2021
up to 72 months
6.85 %
2020
up to 72 months
6.85 %
2019
up to 72 months
6.85 %
2018
up to 48 months
7.35 %
2017 & Older
up to 36 months
7.85 %
*Terms may be extended on auto loans based on year model with approved credit. Purchase or refinance from other institution $17,000 minimum.**APR = Annual Percentage Rate. Rate and term based on credit score and year model (auto). Rate subject to change without notice. With Approved Credit.
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RECREATIONAL VEHICLES (BOAT, JET SKI, ATV, MOTORCYCLE)
Loans under $40,000
Loan Type
Term*
APR As Low As*
New
up to 60 months
7.05 %
Used
up to 60 months
7.45 %
Loans $40,000 and above
Loan Type
Term*
APR As Low As*
New
up to 144 months
9.35 %
Used
up to 144 months
9.85 %
*APR = Annual Percentage Rate. Rate and term based on credit score and new or used model. Rate subject to change without notice. With Approved Credit.
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REPO RATE
All Year Models are 6.30 % APR*
All vehicles sold in “as is” condition. There are no written or implied warranties or guarantees outside of any applicable manufacturers warranties. All offers subject to availability. Inventory subject to change.
FAST-MOVING INVENTORY - NO HOLDS ACCEPTED*APR = Annual Percentage Rate. Rate subject to change without notice. With Approved Credit. Extended terms are available.
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Unsecured Loans Rates
Loan Type
Term*
APR As Low As*
Unsecured
up to 60 months
13.30 %
Money Line / Line of Credit
11.30 %
*APR = Annual Percentage Rate. With Approved Credit. Rates subject to change without notice.
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Credit Cards
Compare our Rates!
RRCU Visa® Platinum and Platinum Rewards Credit Cards
Special Offer
APR As Low As*
Visa® Platinum 6 month
Introductory Rate
4.9 %**13.15 %**
Visa® Platinum
Rewards15.15 %***
*APR=Annual Percentage Rate.
**4.9 % introductory rate for the first six months, with approved credit. After that, your APR will be 13.15 % to 17.90 %, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. If payment is late once or otherwise in default during the 6-month introductory-rate period, the 4.9 % introductory rate will adjust to the variable rate of 13.15 % to 17.90 % based on credit score and history, and will vary with the market based on the Prime Rate Index. Rates are subject to change without notice.
*** APR will be 15.15 % to 17.90 %, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Rates are subject to change without notice.
