Visa® Platinum Credit Card
Lower stress, lower hassle, lower APR.
Red River Credit Union knows you need a credit card that makes life easier, not more complicated. That’s why we’ve decided to offer a card that has everything you need to conquer daily transactions, without anything that could put hiccups in your financial plans.
The Visa Platinum card is perfect for members who want the benefits of using a credit card without the worry of steep annual fees or outrageous interest rates. Apply today for a credit card with all of the following Red River Credit Union benefits:
- Low introductory rate*
- Flexible payment options
- Fraud protection
- Helpful member services
Platinum Credit Card
Introductory Rate of 4.9 % APR* for 6 Months
Benefits & Features
Can I use Apple Pay / Google Pay / Samsung Pay with my Visa Platinum card?
All forms of contactless pay are available with the Visa Platinum Card, including each of the three mentioned above. To have these payments activated on your card, please contact a Red River Credit Union representative today.
How does the Visa Platinum card protect me from fraud?
The advanced scam and fraud protection program at Red River Credit Union makes it easier than ever to keep your funds secure. Our fraud protection programs keeps your money safe with a four-part method:
1. Text/Email potential fraud alerts
2. Visa Purchase Alerts to receive text/email when your card is used
3. Advanced chip technology
4. Visa’s Zero Liability Policy** covers you if your card is ever lost or stolen.
Does the Visa Platinum card have an introductory rate?
Yes. All applicants who qualify for the Visa Platinum card automatically receive a special introductory rate. If regular payments are made, this rate will last for 6 months before converting to the variable rate.
*APR=Annual Percentage Rate. 4.9 % introductory rate for the first six months, with approved credit. After that, your APR will be 11.15 % to 17.90 %, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. If payment is late once or otherwise in default during the 6-month introductory-rate period, the 4.9 % introductory rate will adjust to the variable rate of 11.15 % to 17.90 % based on credit score and history, and will vary with the market based on the Prime Rate Index. Rates are subject to change without notice.
**Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.