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Commercial Resources
What you need to get started.

Sole Proprietorships, Partnerships, Corporations, and LLC require several forms of documentation to complete an account setup.  Please click on the type of business that applies to you below for a list of requirements. Have questions? Contact CommercialServices@rrcu.com for more information.

  • SOLE PROPRIETORSHIP

    Forms Required of Member

    • Proper Identification (DOB, SSN, and copy of primary and secondary ID)
    • Assumed Name Certificate (filed at county level - if applicable)
      An Assumed Name Certificate is not required if the owner’s last name is part of the business name. Exception: if the account title implies the existence of additional owners by using such terms as “Company”, “& Son”, “Associates”, “Brothers”, etc. Example:
      • John Smith DBA Smith’s Auto Repair — DOES NOT need an Assumed Name Certificate
      • John Smith DBA John’s Auto Repair — DOES need an Assumed Name Certificate.
      • John Smith & Son Auto Repair — DOES need an Assumed Name Certificate.
    • TIN Certification (if applicable)
      The Certification letter SS-4 Form provided by the IRS, not the application.

     

    Forms Provided by Red River Credit Union

    • Business Account Disclosure Rate
    • Business MSP Agreement & Disclosure
    • Business MSP Application
    • Commercial Account Questionnaire
  • PARTNERSHIP

    Forms Required of Member

    • Proper Identification (DOB, SSN, and copy of primary and secondary ID)
    • TIN Certification
      The Certification letter SS-4 Form from the IRS, not the application.
    • Assumed Name Certificate (filed at county level - if applicable)
    • Partnership Agreement (provided by the account applicants)

     

    Forms Provided by Red River Credit Union

    • Business Account Disclosure Rate
    • Business MSP Agreement & Disclosure
    • Business MSP Application
    • Commercial Account Questionnaire
    • Certification of Beneficial Ownership
  • CORPORATION

    Forms Required of Member

    • Proper Identification (DOB, SSN, and copy of primary and secondary ID)
    • TIN Certification
      The Certification letter SS-4 Form from the IRS, not the application.
    • Certificate of Incorporation (filed at state level – Texas or Arkansas – if applicable)
    • Bylaws (If provided)
    • Letter of Determination (obtained from the IRS) if applicable
    • Assumed Name Certificate
      Copy of the “Assumed Name Certificate” if the corporation is doing business under a name other than the name of the corporation.
    • Corporate Resolution/Minutes authorizing the opening of the account and specifying authorized signers

     

    Forms Provided by Red River Credit Union

    • Business Account Disclosure Rate
    • Business MSP Agreement & Disclosure
    • Business MSP Application
    • Commercial Account Questionnaire
    • Certification of Beneficial Ownership
  • LLC

    Forms Required of Member

    • Proper Identification (DOB, SSN, and copy of primary and secondary ID)
    • TIN Certification
      The Certification letter SS-4 Form from the IRS, not the application.
    • Assumed Name Certificate (filed at county level – if applicable)
    • Certificate of Organization (filed at the state level)
    • Complete list of Members and/or Managers
    • Certificate of Filing and Certificate of Formation - Texas (filed at state level) and add Bylaws/Operating Agreement (if filed)

     

    Forms Provided by Red River Credit Union

    • Business Account Disclosure Rate
    • Business MSP Agreement & Disclosure
    • Business MSP Application
    • Commercial Account Questionnaire
    • Certification of Beneficial Ownership
  • ORGANIZATION

    Forms Required of Member

    • Proper Identification (DOB, SSN, and copy of primary and secondary ID)
    • TIN Certification
      The Certification letter SS-4 Form from the IRS, not the application.
    • Minutes from meeting authorizing account to be opened
    • Letter of Determination (obtained from Internal Revenue Service) if applicable

     

    Forms Provided by Red River Credit Union

    • Business Account Disclosure Rate
    • Business MSP Agreement & Disclosure
    • Business MSP Application
    • Commercial Account Questionnaire

Checking & Savings Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.