Commercial Banking
Checking and Savings to fit your business needs.
Whether you’re an established business or just starting out on your own, Red River Credit Union Business Checking and Savings accounts are designed to quickly and conveniently give you access to your funds and provide the tools to manage your cash flow. With Red River Credit Union Business Checking, we offer a FREE Visa® Debit Card. Simply present your card anywhere that accepts Visa and the purchase amount is deducted from your Business Checking account. For all Business account questions, contact Ashley McCallie or Alena Henderson at 903-735-3000 or CommercialServices@rrcu.com.
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Sole Proprietorship/Organization Checking
This is the perfect account for Start-ups, Sole Proprietorships, or Organizations with low monthly check writing and deposit activity, lower account balances, and basic needs.
- No Minimum Balance
- No Transaction Limit
- Free Debit Card
- Earns Monthly Dividends
- No Monthly Maintenance Fee
- No Transaction Fee
- Free Access to Business Online Banking
- Free eStatements Option
- Free Access to RO$EY, our telephone teller
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Small Business Checking
Business Checking is designed for Partnerships, LLC's, and Corporations. Whether you're just getting your business started or have been in business for years, convenient access to your funds is essential. At Red River Credit Union, our Business Checking account has a full range of features tailored to your checking account needs.
- No Minimum Balance
- No Transaction Limit
- Free Debit/ATM Card
- No Monthly Maintenance Fee
- $0.25 fee for transactions over 250
- Free Access to Business Online Banking
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Overdraft Protection
Get peace of mind with optional overdraft protection for your Red River Credit Union Business Accounts and save yourself the complications, charges, and frustrating delays that come with non-sufficient funds. In the event your Business Checking account has non-sufficient funds at the time a check is presented, the item may be paid from funds available in your Business Savings account.
CONTACT US to find out details on Overdraft Protection for your business. Some fee and restrictions may apply to Overdraft Protection services.
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Business Savings
No matter your business needs, Red River Credit Union has a savings account that is sure to work for your business. Business Savings accounts come with all the standard benefits, including Online Banking Features
Business Savings
Earn interest on your balances while maintaining full access to your funds with a Red River Credit Union business savings account.
- Minimum Deposit of $5
- One-time $5 Membership Fee
- Dividends Paid Quarterly
- Free eStatements Option
- Free Access to RO$EY, our telephone teller
Business Term Share Certificates
With a Term Share Certificate, you'll have peace of mind knowing your funds are safe, secure and growing at a steady rate.
- Dividends Rates Exceed Regular Savings Options
- Available in Terms from 6-60 Months
- $500 Minimum Balance
- Variety of Dividend Payment Options
Business Money Market
Consider our Business Money Market account for future expenses like taxes, insurance and large purchases. Dividends are computed on the average daily balance and deposited at the end of each month.
- No Monthly Maintenance Fee
- $2,500 Minimum Opening Balance
- $2,500 Minimum Daily Balance to Earn Dividends
