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Non-Resident Checking Account

Foreign National Checking

Our Foreign National checking account is for members who don’t have a U.S. standard-issue form of identification. Present a Passport* or Matricular Consular as your primary identification types.

Not A Member?

Become A Member

View Member Eligibility Requirements

Current Members

Open An Additional Account

or contact us to upgrade your account today

 

No Monthly Fees

Sign up for eStatements

Access to RO$EY

Manage your account through our Telephone Teller**

Online Banking

Mobile app & bill pay make it easy to manage your money.

 

*Accepted forms of identification must be bilingual or accompanied by notarized translation.

** Spanish audio available

 

The Checking Account For Non-Residents Living in the U.S.

Best For Non-citizens living in the United States without standard U.S. issue form of identification
Monthly Fee $5 ($0 with eStatements)
Dividends No
Minimum Balance No

 

Not A Member?

Become A Member

View Member Eligibility Requirements

Current Members

Open An Additional Account

or contact us to upgrade your account today

 

Non-Resident Checking Benefits

No Minimum Balance

Surcharge Free ITMs and ATMs in extended network

No Per Check Fees

Free Instant-Issue Visa Debit Card

Fraud Detection with Visa Purchase Alerts

No Monthly Maintenance Fee

 

★★★★★

“I don't have to deal with ridiculous fees in pulling money out of my account from ATMs that aren't sponsored by my credit union, so that's a major plus. There's nothing worse than absorbing exorbitant fees just to try to get a little cash out of an ATM.
As with most credit unions, the people are extremely nice and genuinely want to help.”

- Josh R.

 

Foreign National Checking Account FAQ

  • Do I have to be a member to open an account?

    Yes. But we’d love for you to join our Credit Union, and becoming a RRCU member is easy. You can apply online or visit one of our many branches.

  • What services are included in online and mobile banking?

    Our Virtual Branch provides members a suite of convenient online products and services. Safe and secure, Our dedicated local Virtual Branch Team brings you personal, one-on-one attention, safely and securely.

    Wherever you are: at home, work, school, or on the go, you can access our internet experts with a simple click. We are here to provide personalized assistance to help address your financial needs and meet your goals.

    Add memberships, open a bank account, apply for loans, get help with online and mobile troubleshooting, set up bill pay, or just log in and ask a question!

    Access and manage your accounts with Online Banking wherever you are. Sign up on a secure platform to enjoy safe, free, convenient, and free services including:

    • Check account balance and review transaction histories and sign up for eStatements
    • Perform remote account transfers1, transferring funds between your accounts or Member-to-Member (M2M)
    • Pay Bills2 and make loan payments
    • View images of cleared checks
    • Set up Alerts and Notifications
    • Mobile Wallet (Apple Pay / Google Pay / Samsung Pay)
    • eSignature3 (Remote Signature Approvals)

    1Fee of $2.00 per transfer to an external financial institution. Some restrictions apply to transfer services.
    2Fee applies to Rush Delivery service
    3Some restrictions apply to eSignature.

    With Mobile Banking, you can take advantage of all of these online banking services through an app on your phone.

  • What else do I need besides my passport or Matricular Consular to open a membership at Red River FCU?

    Becoming a member is easy. Whether you apply online or visit a branch, you’ll need to provide secondary identification, as well. That can include an alien registration card, birth certificate, bank cards or credit cards, or company identification.

    You’ll also need to present the following:

    • $10 ($5 minimum balance and $5 membership fee)
    • Date of birth
    • Your employer or occupation
    • Best phone number to reach you
    • Physical and mailing proof of address (for example, a utility bill)
  • ¿Qué es Juntos Avanzamos?

    Red River Credit Union está orgullosa de anunciar que ¡formamos parte de la familia Juntos Avanzamos!

    Las credit unions que se destacan por su servicio al público hispano reciben este reconocimiento otorgado por instituciones estatales y nacionales.

  • How do I take advantage of RRCU’s surcharge-free ATM network?

    When you access your RRCU accounts on ITMs and extended network ATMs, we waive the ATM surcharge fee. RRCU is part of the Dolphin ATM Alliance® and CO-OP ATMs. Find out more, including how to locate surcharge-free ATMs here.

Not A Member?

Become A Member

View Member Eligibility Requirements

Current Members

Open An Additional Account

or contact us to upgrade your account today

 

See Our Other Checking Accounts

Not sure our cash back checking account is the right one for you? We have several other checking accounts designed to meet the needs of our members. See our Basic Checking, Fresh Start Checking, Teen Checking, and more.

Compare Checking Accounts

Questions? Click here to Contact Us.

 

Club Checking Access 

Download the Club Checking Mobile App at   Apple Store Access to Club Checking   or   Google Store Access to Club Checking

Checking & Savings Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.

Lending Options To Meet Your Financial Needs

Not signed up for Online Banking? CLICK HERE, call us at 903-735-3000 / 800-822-3317, or visit a local branch to get started.