IRA & Share Certificates
Earn while you save.
Take advantage of our term share certificates and IRA certificates to earn monthly or quarterly dividends. Choose to have your dividends compounded into your certificate, deposited to your savings account, or mailed to you. Minimum balance to open a certificate is $500.
Rates Effective: 2/01/2023
12 Month Certificate
Earn
18 Month Certificate
Earn up to
24 Month Certificate
Earn
*APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal.
CONTACT US to open a certificate today.
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IRA Certificate Rates
Minimum opening and running balance for IRA Certificates is $500 unless indicated otherwise.
Account Type Dividends Credited/ Compounded Monthly/ Quarterly
Dividend RateMonthly/ Quarterly
APY*12 Months Monthly/Quarterly 3.95 % 4.02 % / 4.00 % 15 Months
Monthly/Quarterly
4.40 %
4.49 %
18 Months Monthly 3.65 % 3.71 % 24 Months Monthly/Quarterly 3.75 % 3.81 % / 3.80 % 36 Months Monthly/Quarterly 3.00 % 3.04 % / 3.03 % 48 Months Monthly/Quarterly 3.00 % 3.04 % / 3.03 % 60 Months Monthly/Quarterly 3.00 % 3.04 % / 3.03 % *APY=Annual Percentage Yield. Rate subject to change without notice. A penalty will be imposed for early withdrawal.
Rates Effective: 2/01/2023
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Share Certificate Rates
